Interest Rates
Transparent, competitive rates
Clear, slab-based pricing across all our loan products — with absolutely no hidden charges.
| Product | Interest Rate | Loan to Value | Tenure |
|---|---|---|---|
| Gold Loan | Starting 12% p.a. | Up to 75% of value | 3 – 24 months |
| Silver Loan | Starting 14% p.a. | Up to 70% of value | 3 – 18 months |
| Personal Loan | Starting 16% p.a. | Based on eligibility | 6 – 60 months |
Interest is calculated on a transparent, slab-based structure.
No hidden charges — processing and valuation fees are disclosed upfront.
Pre-closure and part-payment options are available on most schemes.
Final rate depends on purity, valuation, scheme, and tenure.
Want an exact rate for your gold?
Visit your nearest branch or apply online for a precise, valuation-based quote.